GIS Payment September 2025 – Who Qualifies For $660 To $1,097 And Full Schedule
The Guaranteed Income Supplement (GIS) remains one of the most important supports for low-income Canadian seniors. Paid alongside the Old Age Security (OAS) pension, it offers tax-free monthly assistance to help retirees manage housing, groceries, utilities, healthcare, and everyday needs.
In September 2025, eligible seniors can expect their GIS payments on Thursday, September 25, 2025. With monthly amounts ranging from $660.78 to $1,097.75, GIS ensures older Canadians with little or no income can live with greater financial stability.
GIS Payment Amounts – September 2025
The GIS benefit is not a flat rate but depends on marital status, household structure, and income. Here’s how payments are structured for 2025:
- Single, widowed, or divorced seniors with annual income below $22,272: up to $1,097.75 per month
- Married/common-law seniors (spouse receives OAS pension) with combined income below $29,424: up to $660.78 per month
- Married/common-law seniors (spouse receives GIS allowance) with combined income below $41,184: up to $660.78 per month
- Married/common-law seniors (spouse does not receive OAS or GIS) with combined income below $53,376: up to $1,097.75 per month
This tiered approach ensures fairness by providing higher payments to seniors with fewer sources of household income.
Eligibility Requirements for GIS
To qualify for GIS in 2025, you must:
- Be 65 years of age or older
- Already receive or be eligible for the Old Age Security (OAS) pension
- Be a Canadian citizen or permanent resident
- Have lived in Canada for at least 10 years after turning 18
- Meet the annual income thresholds (as shown above)
The GIS benefit is automatically reviewed each year when seniors file their income tax returns, so it adjusts as circumstances change.
GIS Payment Schedule – 2025
GIS payments follow the same monthly cycle as OAS, ensuring predictable income. Below is the complete 2025 payment schedule:
| Month | GIS Payment Date |
|---|---|
| January 2025 | January 29, 2025 |
| February 2025 | February 26, 2025 |
| March 2025 | March 27, 2025 |
| April 2025 | April 28, 2025 |
| May 2025 | May 28, 2025 |
| June 2025 | June 26, 2025 |
| July 2025 | July 29, 2025 |
| August 2025 | August 27, 2025 |
| September 2025 | September 25, 2025 |
| October 2025 | October 29, 2025 |
| November 2025 | November 26, 2025 |
| December 2025 | December 22, 2025 |
Seniors who signed up for direct deposit will see the money in their accounts on these dates. Those receiving paper cheques should allow a few extra days for mail delivery.
Why GIS Matters in September 2025
The September GIS payment is especially significant as it arrives ahead of colder months, when heating bills and utility expenses rise. For seniors on a fixed income, this extra support helps balance essentials like:
- Housing or rent
- Grocery bills and food staples
- Healthcare and prescription medications
- Transportation costs
- Unexpected expenses, such as home or appliance repairs
With inflation still pressuring household budgets, GIS offers critical stability for vulnerable seniors.
The GIS Payment for September 2025 is scheduled for Thursday, September 25, 2025, offering seniors between $660.78 and $1,097.75 depending on their income and marital status.
This monthly, tax-free benefit is essential in helping older Canadians manage the rising costs of living. By knowing the full payment schedule for 2025 and staying compliant with eligibility requirements, seniors can plan their finances with peace of mind.
FAQs
The payment will be deposited on Thursday, September 25, 2025, through direct deposit or mailed cheque.
The monthly amount ranges from $660.78 to $1,097.75, depending on marital status, household income, and spouse’s benefit eligibility.
No. Once approved, your eligibility is reviewed automatically each year based on your income tax return.