$500 Canada Housing Benefit In September 2025 – Who Gets It And How To Claim
As housing costs soar across Canada, the federal government is offering much-needed assistance for low-income renters. In September 2025, the Canada Revenue Agency (CRA) will issue a $500 one-time housing benefit, tax-free, to eligible households.
This targeted relief aims to ease the burden of rising rent expenses and inflation. Here’s everything you need to know about eligibility, timing, and how to apply.
What Is the $500 Housing Benefit?
The Canada Housing Benefit includes a one-time, tax-free payment of $500, delivered through the CRA. It is part of a broader affordability strategy to help renters who face financial strain—inflation and rent hikes in major cities have made this support vital for those most affected.
Eligibility Criteria
To qualify for the $500 one-time housing benefit, you must meet all of the following conditions:
- Be at least 15 years old and resident in Canada for tax purposes.
- Have filed your 2024 income tax return.
- Have an adjusted net income below $35,000 (families) or $20,000 (individuals).
- Have paid at least 30% of your income on rent in 2024 for your primary residence.
These criteria ensure the support reaches renters under financial stress.
Key Dates and Payment Process
| Step | Details |
|---|---|
| Application Opens | From mid-2025 (via CRA My Account or telephone). |
| Payment Date | Scheduled for around September 15, 2025. |
| Payment Method | Direct deposit for accounts on file; cheque for others. |
| Application Deadline | Typically by late 2025—dates vary; complete early to ensure processing. |
The CRA manages the application and payment process, offering both online and offline options.
How to Apply
- Log into CRA My Account and navigate to the Benefits and Credits section.
- Complete the housing benefit application, including rent and income details.
- Upload supporting documents (e.g., lease agreements, rent receipts) if prompted.
- Alternatively, apply over the phone or with paper forms if you cannot access the portal.
- Ensure your banking information is current to receive funds via direct deposit.
Most applicants receive payment within 10–15 business days after approval.
Why the Support Matters in 2025
- Persistent Rent Inflation: Many cities report average rent increases of 12–18% over pre-pandemic levels.
- Financial Security: The $500 boost may not cover all costs, but it can prevent eviction and provide breathing room between rent and other essentials.
- Targeted Assistance: This one-off helps the most vulnerable households—including seniors, single parents, and young workers—stay in housing.
The $500 Canada Housing Benefit in September 2025 offers timely and vital support to low-income renters feeling the pressure of escalating housing costs.
Administered by the CRA, this one-time, tax-free payment aims to ease your financial load. Be sure to file your 2024 tax return, apply via your CRA account, and keep your banking info updated.
If all goes smoothly, you could see that much-needed $500 in your account in mid-September. It’s a small but impactful step toward housing affordability.
FAQs
You must be 15+, a Canadian tax resident, have filed your 2024 return, earn below thresholds ($35K families, $20K individuals), and spend at least 30% of income on rent in 2024.
It is a one-time payment intended as short-term relief, not a recurring monthly support.
If your banking details are linked to your CRA account, you’ll receive it via direct deposit around September 15, 2025. Otherwise, a cheque will be mailed to you.