$2,739 Canada Workers Benefit 2025 – Check Eligibility, Payment Dates, And How To Apply
The $2,739 Canada Workers Benefit (CWB) 2025 is a refundable tax credit designed to support low-income workers across Canada. Managed by the Canada Revenue Agency (CRA), this benefit is one of the most effective ways the government provides financial assistance to working Canadians who struggle with rising living costs.
Unlike other benefits, the CWB is not a lump sum gift but a refundable tax credit that reduces the taxes you owe or provides you with a refund, even if you owe nothing.
What Is the $2,739 Canada Workers Benefit 2025?
The Canada Workers Benefit has two main components:
- Basic Amount – financial support for single individuals and families with low working income.
- Disability Supplement – additional support for eligible workers who qualify under the Disability Tax Credit (DTC).
The maximum benefit in 2025 is $2,739 for families, ensuring that even those working low-wage jobs can receive financial relief to cover basic living expenses.
Quick Facts – Canada Workers Benefit 2025
| Program Name | Canada Workers Benefit (CWB) |
|---|---|
| Managed By | Government of Canada (CRA) |
| Year | 2025 |
| Country | Canada |
| Maximum Benefit | $2,739 (families) |
| Eligibility | Low-income working individuals and families |
| Payment Frequency | Advance payments + tax refund |
| Next Payment Date | 10 October 2025 |
Eligibility Criteria for the $2,739 Canada Workers Benefit
To receive the CWB, applicants must meet CRA’s eligibility rules. These include:
- Age Requirement: Must be 19 years or older by December 31, 2025, OR live with a spouse, common-law partner, or dependent child.
- Residency: Must be a resident of Canada throughout the year.
- Income Threshold: Net income must fall below the maximum threshold set by CRA (varies for singles and families).
- Disability Supplement: Must be approved under the Disability Tax Credit (DTC).
You do not qualify if:
- You were a full-time student for more than 13 weeks in 2025 (unless you have dependents).
- You were incarcerated for 90+ days.
- You are exempt from Canadian income tax.
Payment Amounts for 2025
The exact benefit depends on income level, marital status, and disability eligibility.
| Category | Maximum Benefit | Phase-Out Thresholds |
|---|---|---|
| Single Individuals | Up to $1,633 | Phase-out starts at $26,855, fully phased out at $37,474 |
| Families | Up to $2,739 | Phase-out starts at $30,639, fully phased out at $49,391 |
| Disability Supplement | Additional $843 | Phase-out at $37,740 (singles) and $49,389 (families) |
Canada Workers Benefit Payment Dates 2025
The CRA issues advance payments of up to 50% of the benefit to eligible individuals and families. The rest is reconciled during tax season.
| Month | Payment Date |
|---|---|
| January 2025 | 10 January 2025 |
| July 2025 | 11 July 2025 |
| October 2025 | 10 October 2025 |
Recipients who file taxes on time can expect their remaining benefit during their 2025 tax refund in spring 2026.
How to Apply for the $2,739 Canada Workers Benefit
The application is simple and tied to your annual tax return.
- Visit the CRA My Account portal at canada.ca.
- Log in using your CRA user ID and password.
- Complete Schedule 6 when filing your taxes.
- Provide any supporting documents if applying for the disability supplement.
- Submit your return and wait for CRA confirmation.
If you qualify, payments are issued automatically through direct deposit or mailed cheques.
Why the Canada Workers Benefit Matters in 2025
With the cost of living rising, the CWB is a lifeline for Canadians in low-paying jobs. It ensures:
- Financial stability for workers and families.
- Incentives to remain employed while receiving support.
- Extra help for persons with disabilities, ensuring inclusivity.
By combining tax relief with direct payments, the program bridges income gaps and supports Canadians where it matters most.
The $2,739 Canada Workers Benefit in 2025 is not a myth—it’s a confirmed, refundable tax credit that provides vital support to low-income workers and families.
By filing taxes on time and keeping your CRA information updated, you can ensure you receive the full benefit you are entitled to.
FAQs
The maximum benefit is $1,633 for singles and $2,739 for families, with an extra $843 disability supplement.
No. It is automatically assessed when you file your income tax return.
The next scheduled advance payment is on 10 October 2025.